Terms of Use
Terms governing the use of the Jadwa website, its free tools and AI advisor.
Last updated: 16 October 2026
Acceptance
By using jadwa.om you agree to these terms. If you do not agree, please do not use the site.
Nature of the content
Articles, tools and information on this site are for general education and guidance. They are not a feasibility study or financial, investment, legal or Sharia advice for your situation. Investment decisions are your responsibility, and we recommend a documented study before any financial commitment.
Free tools
The calculators run in your browser and store nothing. Their results are simplified estimates that depend entirely on your inputs.
AI advisor
The AI advisor's replies are generated automatically and may contain errors. They are not a quotation or a contractual commitment; binding offers are the written proposals our team sends.
Requests and proposals
Submitting a request through the site does not create a contract. A contractual relationship arises when a written proposal setting out scope, timeline and fee is accepted.
Intellectual property
The site's content, design and logos belong to Jadwa for Studies & Development. Limited quotation from articles is permitted with attribution and a link.
External links
The site may link to other websites; we are not responsible for their content or policies.
Governing law
These terms are governed by the laws of the Sultanate of Oman, whose courts have jurisdiction over any dispute.
Contact
info@jadwa.om · +968 7750 0601